How long do travellers cheques take to order

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The modern globetrotter has several cash equivalents to consider. Credit cards and debit cards — especially those with no foreign transaction fees — are the most obvious option, as such cards are now widely accepted abroad. If you lose this along with your wallet, for example, you are likely to have difficulty claiming replacement cheques. Another thing some holidaymakers like about travellers cheques is that they do not carry expiry dates. Some people see travellers cheques as an outdated way to spend money abroad, especially now prepaid cards , which work in a similar way to travellers cheques, are so readily available.

The only notable disadvantage to using travellers cheques, however, is the potential for them to be an inconvenient — and in some cases unexpectedly costly — payment method. While in some countries, such as the United States, you may find it easy to spend your travellers cheques, in others you may have to queue up at a local bank or bureau de change to have them exchanged.

If it looks as though this could be significant, you may want to consider other options such as using a debit or credit card for overseas spending. Travellers cheques are still a popular choice among holidaymakers because of the security they offer.

In this guide we discuss the advantages and disadvantages of using them. W Which? Editorial team. In this article What are travellers cheques? Why do people choose travellers cheques? Are there any disadvantages to using travellers cheques?

Getting a good deal on travellers cheques. American Express Travelers Cheques are safe and secure. If they are ever lost or stolen, the funds may be refunded. Call an American Express Travelers Cheque Customer Service Centre on or find the contact number for your current location as soon as possible to report the loss and open a claim. Service Centres handle claims 24 hours a day, 7 days a week. Travelers Cheques are safe and secure because if they are ever lost or stolen, they may be refunded.

Travelers Cheques should be signed on the upper signature line as soon as possible after purchase. There are thousands of foreign exchange partners in countries around the world where you can exchange your American Express Travelers Cheques for local currency. It may also be possible to redeem your Travelers Cheques directly for goods and services. Check first though with the merchant. If you are unable to find or visit a nearby location to redeem your Travelers Cheques please call Customer Service on or find the contact number for your current location.

Alternatively you can Email us by registering for our secure Email service. Redemption of your Travelers Cheques directly with American Express may take longer than 30 days, depending on the circumstances of the request.

There may be restrictions on the currency and method of redemption and the value of Travelers Cheques that can be directly redeemed. Simply present the Cheque at the exchange or merchant location.

Make sure the acceptor watches while you countersign the Cheque on the lower signature line. Photo identification may be required. We strongly recommended you retain and carry your original purchase receipt with you when you travel. Commission charges may apply and can vary by country or exchange partner. Exchange limits may apply due to local regulations and exchange policies. What happens if I sign my Travelers Cheques in the wrong place, or if my signatures don't match?

Acceptance of Travelers Cheques is based on the acceptor watching the customer sign the Cheque on the lower signature line, and then comparing that signature with the original signature on the upper signature line. The acceptor must observe the customer signing the Cheque. If the signatures are a reasonable match, the Cheque should be accepted. Photo identification may be required at the discretion of the Acceptor. Before you travel we recommend that you find the most convenient Travelers Cheque exchange locations using the ' Find Exchange Locations ', along with any information about fees that they have shared with us.

What should be done with a deceased person's unused Travelers Cheques? A refund can be arranged for the unused Travelers Cheque to the next of kin or beneficiary. Please call Customer Services on or find the contact number for your current location. Lost or stolen Travelers Cheques may be refunded.